Some states have a specific deed-holding status: Tenants in the entirety. P.O. Phone Number: 906-774-0955 701 Main Street Email: rod@berriencounty.org Phone Number: 906-875-3321 401 W. Cedar Ave. Stanton, MI 48888 Fax Number: 906-524-6432 However, in practice, they may refuse regardless of who you're adding to your house title or why. Beulah, MI 49617 For example, if you are adding a spouse to your house title, the deed transfer will be exempt from reassessment in many states. A Michigan lady bird deed form allows a person to retain control over Michigan real estate during his or her life and automatically transfer the real estate at his or her death. However, if you own the property as tenants in common and one owner dies, that owner's interest in the property goes to his heirs, and the other owner only keeps whatever she had before the death. Elle Di Jensen has been a writer and editor since 1990. http://www.baycounty-mi.gov/rod/, Benzie County Register of Deeds Phone Number: 989-832-6820 Box 195 The web Browser you are currently using is unsupported, and some features of this site may not work as intended. "I live in a home purchased 10 years ago by my now-deceased mom. P.O. Atlanta, MI 49709 P.O. Government Center Email: rdeeds@gogebic.org Michigan Deed Forms | Get a Deed to Michigan Real Estate - DeedClaim If youre paying a mortgage, get your lenders written permission to transfer your house title, and if your house is a major asset, consult an estate attorney regarding potential estate issues. Charlotte, MI 48813 173 East Apple Avenue P.O. She received her JD from Indiana University Maurer School of Law in 2006. Eagle River, MI 49950 Phone Number: 906-635-6312 Complete, review and sign the quitclaim or warranty form. 839 10th Avenue Phone Number: 989-275-5931 Escanaba, MI 49829 In California, you can. 33 McCollum Street His capital gain would be $900,000. Phone Number: 231-873-4158 Fax Number: 810-985-4795 https://www.stjosephcountymi.org/government/register-of-deeds, Tuscola County Register of Deeds Check with a property law attorney if you want to create a joint tenancy and are unsure of the language to use. If you alter the deed so that you and your spouse both own the property, instead of just you, it changes the situation in the eyes of banks, lenders, and the government. The answer to the question, "How do you add a joint owner to a property?" Joint Tenants. wikiHow marks an article as reader-approved once it receives enough positive feedback. Box 296 Once you've signed the deed, take it to the recorder's office where you got the copy of your old deed. Email: dsimmons@ogemawcountymi.gov Room 136 https://www.gogebiccountymi.gov/government/county_offices/register_of_deeds.php, Grand Traverse County Register of Deeds Include your email address to get a message when this question is answered. Please contact an attorney for any legal questions you may have. Some financial institutions give consent, allowing you to add another person to your property deed without requiring you pay off your loan. Ann Arbor, MI 48107-8645 http://www.charlevoixcounty.org/register_of_deeds/index.php, Cheboygan County Register of Deeds Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer. White Cloud, MI 49349 FAQs: Property Deeds in Muskegon - Bowen Law Take the deed to your county recorder's office to have it notarized and recorded. The new person acquiring an interest in the property would also be a grantee. Once it's done, you can't take it back unless the person. For example, if he has a bad debt, his creditor can sue and force the sale of your property to pay it off. How to Add a Person to a Property Deed as a Joint Owner To someone who will own the property with the current owners (adding someone to the deed); From someone who no longer wishes to hold title (removing someone from the deed); or In other circumstances where the current owner does not want to be legally responsible for problems with title. https://www.co.marquette.mi.us/departments/register_of_deeds/index.php, Mason County Register of Deeds Fax Number: 989-832-6842 However, not every state has this type of ownership, and the application is different in every state. Email: mmerchant@gratiotmi.com Box 269 Phone Number: 231-832-6113 Fax Number: 734-240-7395 Also, I did not know the deed has to be worded a certain way in order to avoid probate upon my death. ", Unlock premium answers by supporting wikiHow, http://www.washingtonpost.com/realestate/before-adding-a-loved-one-to-a-house-deed-think-hard-first/2013/11/27/b02538c8-51fc-11e3-9fe0-fd2ca728e67c_story.html, http://www.nolo.com/legal-encyclopedia/deeds-faq-29119-2.html, http://www.nolo.com/legal-encyclopedia/deeds-faq-29119.html, http://www.saclaw.org/Uploads/files/forms/QuitclaimDeed.pdf, http://www.washingtonpost.com/wp-dyn/content/article/2008/02/29/AR2008022901680.html, http://www.saclaw.org/Uploads/files/Step-by-Step/sbs-deeds.pdf, incluir a un cnyuge en un ttulo de propiedad. {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/b\/ba\/1540420-1.jpg\/v4-460px-1540420-1.jpg","bigUrl":"\/images\/thumb\/b\/ba\/1540420-1.jpg\/aid1540420-v4-728px-1540420-1.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

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https://www.newaygocountymi.gov/departments/register-of-deeds/home/, Oakland County Register of Deeds These fees usually won't be more than $20. There are exceptions, such as if the other person is not paying you any money to be added to the deed. https://rod.chippewacountymi.gov/landweb.dll/$/, Clare County Register of Deeds This article helped point the way. Phone Number: 989-354-9547 If you choose this type of ownership, then one cannot sell or dispose of the property without the consent of the other. Mt. Keep in mind that you may lose property tax exemptions or be charged gift taxes for adding someone to your title. We use cookies to make wikiHow great. You may also have to pay a document transfer tax. Baldwin, MI 49304 This article has been viewed 636,176 times. https://www.co.monroe.mi.us/549/Register-of-Deeds, Montcalm County Register of Deeds Gaylord, MI 49735 If wikiHow has helped you, please consider a small contribution to support us in helping more readers like you. unlocking this expert answer. Civil Rights, Inclusion & Opportunity Department. My son has no interest in the property and has his own. Were committed to providing the world with free how-to resources, and even $1 helps us in our mission. 211 W. Main St. 301 N. Main St. You, as the "grantor" -- the property owner -- make out a deed conveying title to two "grantees," yourself and your partner. Estate Planning in Michigan Using a Ladybird Deed. For example, it would work to say "Suzy Sunshine and Martin Moon as joint tenants with right of survivorship and not as tenants in common.". Become familiar with your spouses financial history before you decide to add his name to your deed. The current owner the person giving away their rights to the property would be the grantor in the quit claim deed. Jackson, MI 49201 To continue the previous example, suppose you added your spouse to the deed for the house you bought for $100,000. http://www.sanilaccounty.net/PublicPages/Entity.aspx?ID=220, Schoolcraft County Register of Deeds 225 W. Main Street Gladwin, MI 48624 Secretary of State Thank you. This can be an issue at tax time, as the Internal Revenue Service requires donors to pay gift taxes if they give away more than a certain amount in cash or property to one person during the year. Accessed April 10, 2020. https://www.ocmi.us/register-of-deeds/, Ontonagon County Register of Deeds MCL 565.201a. Box 303 Quitclaim deeds in Michigan can give the grantee different types of rights. Fax Number: 231-237-0106 https://www.clareclerkrod.com/register_of_deeds/index.php, Clinton County Register of Deeds Phone Number: 231-627-8808 Fill in the recording information. Sandusky, MI 48471 Buildings, Safety Engineering and Environmental Department. There are four common ways to hold title to real estate in Michigan: Tenants in Common. Approved. Fill out the form and sign it before a notary to make the transfer legal. The property transfer occurs automatically at the prior owner's death, avoiding probate. Hillsdale MI 49242 Roscommon, MI 48653-7664 341 S. Jefferson Room 201 The notary will need to verify your identity. Phone Number: 906-225-8415 Wayne County Register of Deeds | City of Detroit Box 399 County Government Building P.O. How Do I Add Another Person to My House Deed? - The Nest https://www.miottawa.org/Departments/CountyClerk/ROD/, Presque Isle County Register of Deeds 200 North Main St. Suite 110 https://montcalm.org/government/register_of_deeds/index.php, Montmorency County Register of Deeds % of people told us that this article helped them. https://ironmi.com/register-of-deeds, Isabella County Register of Deeds When we bought a home, I was still not divorced. Enjoy! Without reading this article, I would have pursued a different route. These clauses typically state that if you ask your lender for permission to add someone to your house title, they won't unreasonably refuse. https://www.isabellacounty.org/departments/register-of-deeds/, Jackson County Register of Deeds He focuses mostly on finance writing and has a passion for real estate, credit card deals, and investing. Fax Number: 810-667-0293 Or, it could be that you want the ownership of your property to go to your child in the event of your death. County Courthouse Building P.O. The best advice is to consult an attorney who specializes in these issues regarding the specifics of your situation. http://recording.crawfordco.org/recorder/web/, Delta County Register of Deeds Phone Number: 989-426-7551 In Michigan, a person must live more than 120 hours after their co-owner dies for the survivorship rights to take effect. Email: goodreauw@baragacounty.org Box 609 Property tax exemptions mean that you pay lower property taxes, and sometimes no property tax at all. Use a typewriter or computer printer when filling in the information on the deed to ensure it is legible. Michigan Deed Forms - eForms Phone Number: 269-445-4464 https://www.manisteecountymi.gov/363/Register-of-Deeds, Marquette County Register of Deeds Her work has appeared in various print and online publications. 12265 M-32 West Take the new deed to the county recorder's office. The most common scenario where you might want to add someone to your deed is if you own a home and you get married. This may include information such as the statement that the transfer is forever, or that the property transfer extends to the second person's assigns. Survivorship (outliving your co-owner) affects more than just the four types of jointly owned property. IRS. Fax Number: 269-781-0720 205 E. 11th St. In the cases of tenancy by entirety and joint tenancy, a deed transfer must take place. https://www.mecostacounty.org/government/rod.php, Menominee County Register of Deeds P.O. If you do not specify the type of ownership, the ownership will be presumed to be tenancy in common. You want to transfer the property from yourself to your spouse and yourself, making the two of you joint owners. https://countyfusion3.kofiletech.us/countyweb/login.do?countyname=Eaton, Emmet County Register of Deeds Phone Number: 906-482-1311 Fax Number 989-539-6616 You can get a taxpayer name and address for free by calling the Macomb County Land File Office at 586-469-5313 or the local Assessor's Office in that City or Township. ", You must use specific language in your deed to create a joint tenancy. Fax: 231-922-2770 You can't have it both ways, however. The person in possession of the deed can simply sign on behalf of the state, or they can request the state to send them a copy of the deed. If you own the property as joint tenants with rights of survivorship and one of the owners dies, the entire property will pass to the other owner. http://www.co.calhoun.mi.us/, Cass County Register of Deeds Bellaire, MI 49615 A Michigan deed is a legal document used to convey property from an owner to a purchaser in Michigan. American Academy of Estate Planning Attorneys. Go to the county recorders office and get a quitclaim form. We use cookies to make wikiHow great. https://www.oscodacountymi.com/register-of-deeds/, Otsego County Register of Deeds You also may have to pay any property taxes that have been reassessed as a result of the change in ownership. Michigan Real Estate Basics: Title to Real Property Marquette, MI 49855 Phone Number: 810-648-2313 A trustee of a trust is the person or agent who is appointed to administer the trust. Phone Number: 989-724-9450 Public Works . This includes the names of the people listed as owners on the deed -- in this case, you and the person you're adding -- and your mailing address, the one to which you would like the recorded deed and tax documents mailed. Phone Number: 906-293-5521 Fax Number: 989-953-7219 Email: clerk@cheboygancounty.net Fax Number: 231-258-3345 Fax Number: 906-789-5179 https://www.deeds.com/recorder/michigan/alger/, Allegan County Register of Deeds The materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. A Quitclaim Deed is similar to a Grant Deed in that it immediately transfers all of your interest, ownership and right in the property. Allegan, MI 49010 Phone Number: 810-667-0211 120 W. Michigan Avenue 698 300 Walnut Street, Room 164 Adam Luehrs is a writer during the day and a voracious reader at night. Adding someone to your house deed requires the filing of a legal form known as a quitclaim deed. Before you add your spouse to your deed, its important that both of you understand how it potentially affects your tax liability so you can make an informed decision and not be caught unaware later on. Clerk - Register Of Deeds | Macomb County https://deltacountymi.org/register-of-deeds/, Dickinson County Register of Deeds : How to Add Someone to a Deed, LegalBeagle: How to Add a Husband's Name to the Deed or Leave the House to Him in a Will. 100 Marley Street I can now proceed with an easier and, "I asked if I could do this, and I not only got an answer, but also step-by-step instructions. Box 438 MCL 565.8. 250 E. Huron Avenue, Room 203 What form do I need in order to change my last name on the deed to my new married name? A deed and a mortgage are two separate things. The short answer: No. Register of Deeds | Clinton County, MI This article taught me things I did not know. Issues of marriage and property ownership become complicated when a divorce is involved. Did you know you can get premium answers for this article? Phone Number: 231-689-7246 Phone Number: 989-785-8079 FindLaw: What's the Difference Between Joint Tenants with Survivorship and Tenants in Common? County Building Adding a Person to a Deed Using a Quit Claim Deed - Deeds.com When you die 50 years later, your spouse acquires a house with a fair market value of $900,000. 5 Things to Know Before Adding Someone to the Deed - Wise Bread Research source. Fax Number: 616-994-4521 For more detailed information on how to add someone to your house title, scroll down. 870 S. Main This is also where you specify how the two of you will own the property. This could result in far lower capital gains taxes. Suite 212 One of the most common incorrect assumptions in real estate is that someone can be added to a deed. Box 168 A transfer on death (TOD) deed. Laws regarding deed transfer in Michigan also allow joint tenancy, which is joint ownership between multiple owners, such as a group of business partners. ", a right of survivorship. Also specify the type of ownership each party will have. 214 E. Center St How do we add my name to note? Adding Someone to your Deed: Here is What you Should Know | EBC How Can I Add a Person to My House Deed? | Home Guides | SF Gate When executed and notarized, the quitclaim deed legally overrides the current deed to. Phone Number: 906-884-4255 Kalkaska, MI 49646 Unless you know real estate and property records fairly well, it's usually safer to let the title company do it. The gift tax applies if you transfer ownership of property and receive nothing in return (or receive less than market value for the ownership interest you transferred). https://www.antrimcounty.org/departments___services_/register_of_deeds/index.php, Arenac County Register of Deeds Another common question is, can you add someone to a deed if there is a mortgage? https://www.vanburencountymi.gov/499/Register-of-Deeds, Washtenaw County Register of Deeds 1101 Beach Street, Room 138 P.O. That applies only to married couples. https://www.otsegocountymi.gov/259/Register-of-Deeds, Ottawa County Register of Deeds You can't take it back When you add someone to the deed, all or a portion of your ownership is transferred to that person. https://www.leelanau.gov/registerofdeeds.asp, Lenawee County Register of Deeds Hastings, MI, 49058 200 N. Main Street How to Add a New Owner to the Title Deed to Real Estate - DeedClaim Saginaw, MI 48602 500 Lake St. Both her name and my son's name are on the deed. Holding Title: Tenants vs. "Tenants". Sacramento County Public Law Library. Ideally, you won't just "add" your child's name to your existing deed. Petoskey, MI 49770 Accessed April 10, 2020. Phone Number: 269-673-0390 Suttons Bay, MI 49682-9718 You may have to fill out a form to have the deed officially recorded, as well as pay a small fee. http://alconacountymi.com/?page_id=390, Alger County Register of Deeds Michigan Treasury Online Business Services, Homeowner's Principal Residence Exemption. Grayling, MI 49738 Fax Number: 810-648-5461 Port Huron, MI 48060 Harrisville, MI 48740 Bad Axe, MI 48413 Phone Number: 989-731-7551 To add a spouse to a deed, all you have to do is literally fill out, sign and record a new deed in your county recorders office. Phone Number: 517-788-4350 Box 35 MSU Extension. "Gave me the clear directions I needed and informed me that what I really want to do, claiming as joint tenants with, "I was so happy to find this article, it answered all my questions! http://rd.ingham.org/departments_and_officials/register_of_deeds/index.php, Ionia County Register of Deeds This means if the property was sold, you would get 80 percent of the money from the sale and your sister would get the remaining 20 percent. Phone Number: 231-547-7204 401 E. Houghton Ave. https://www.allegancounty.org/departments/register-of-deeds, Alpena County Register of Deeds 200 E Grand River Obtain the necessary consents from lenders and . One of the most common questions about deeds is: Can a person's name be on a deed without being on the mortgage? Once youre sure you want to move forward, decide on what kind of co-ownership you want based on your situation. Ithaca, MI 48847 Step 1: Download the MI quitclaim deed form. Fax Number: 989-269-8786 "I did not know that my spouse's financial history would have an impact on certain benefits to which I am entitled. 720 W. Chisholm Street https://www.co.huron.mi.us/register-of-deeds, Ingham County Register of Deeds Box 8645 https://www.saginawcounty.com/departments/register-of-deeds/, Sanilac County Register of Deeds 806 W. Houghton Avenue, Room 104 Phone Number: 906-643-7306 12220 Fillmore St., Room 146 If your mortgage contains a due upon sale clause, talk to your lender about adding someone to your deed. West Olive, MI 49460 Strike a line through any verbiage on the deed that does not apply to your circumstances. Fax Number: 989-354-9646 Email: deeds@co.muskegon.mi.us Cassopolis, MI 49031 You can ask at the county recorders office when you pick up the form, although usually you can tell by whether the deed includes blanks for both of you to sign. Phone Number: 906-524-6100, ext. Box 377 Fax Number: 231-256-8149 400 Monroe, 7th Floor By using our site, you agree to our. Department of Public Works You can do your title search yourself, or you can order one from the title company that issues your title insurance policy. Fax Number: 989 - 984-1101 Misconceptions and Realities It is a misconception that someone can be "removed" from the deed.